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Insurance information

Information for insurance of Apple rent a car

Insurance information

【Insurance Coverage Details】

  • Bodily Injury Liability: Unlimited

  • Property Damage Liability: Unlimited (deductible 50,000 JPY, microbus 100,000 JPY)

  • Vehicle Compensation: Vehicle market value (deductible 50,000 JPY, microbus 100,000 JPY)

  • Personal Injury Compensation: Up to 30 million JPY per person, covering injuries (including death or aftereffects) sustained in an accident regardless of driver’s fault. (Maximum limit 30 million JPY: calculated per policy standards)


【Collision Damage Waiver (CDW)】

Fee: 1,650 JPY per day (minivan, SUV, one-box, luxury car: 1,980 JPY/day)
When subscribed, the deductible (50,000 JPY for property damage & 50,000 JPY for vehicle damage) is waived.
※ Not included in rental fee (unless CDW-inclusive plan chosen)
※ Fees may change.


【Non-Operation Charge (NOC)】

If the rented vehicle is damaged during use (including single-vehicle accidents, hit-and-runs), the following charges apply regardless of repair duration or damage size:

  • If returned to branch (drivable): 20,000 JPY
    ※ Also charged if smoking occurs in a non-smoking vehicle

  • If undrivable (cannot return to branch): 50,000 JPY
    ※ Towing costs borne by customer


【NOC Waiver System】

Fee: 550 JPY per day (minivan, SUV, one-box, luxury car: 990 JPY/day)
When subscribed, NOC charges are waived in case of an accident.
※ Not included in rental fee
※ Conditions apply; inquire at branch
※ Fees subject to change


【Notes】

  • Damages exceeding insurance payout limits are customer’s responsibility

  • Tire puncture/burst, hit-and-run repair costs: customer’s responsibility

  • Vehicle transfer costs (e.g., JAF): customer’s responsibility

  • Damage to accessories, deodorization costs (smoking/pets): customer’s responsibility


【Cases Not Covered by Insurance】

  • Failure to obtain accident certificate (not reported to police)

  • Violation of rental contract:

    • Driving without license

    • Driving under the influence

    • Unauthorized driver accident

    • No contact with company

    • Unauthorized extension

    • Unauthorized settlement

    • False information (name, age, address, etc.)

    • Other contract violations

  • Exclusions under insurance policy:

    • Intentional accidents

    • Tire damage, wheel cap loss

    • Battery trouble from leaving lights on

    • Lost keys

    • Tire repair kit cost

    • Customer’s own property damage

  • Poor management/usage:

    • Theft due to not locking car

    • Damage/corrosion due to improper use

    • Interior contamination

    • Lost equipment

    • Improper installation of chains, carriers, child seats

    • Accidents off maintained roads (beach, river, forest, etc.)

    • Refueling with wrong fuel type